INSURER BAD FAITH

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HELPING YOU RECOVER DURING DIFFICULT TIMES 

By  effectively leveraging Florida’s unique insurance consumer protection  laws, we level the playing field for policyholders who have been  mistreated by some of the largest, most powerful, and best funded  corporations in the world.

If  you feel that an insurance company has breached its contract with you  and is acting in bad faith when it comes to honoring a claim, consider  contacting an experienced, aggressive Florida law firm specializing in  insurance bad faith law as soon as possible. At the Law Offices of  Margery E. Golant, P.A., we will move rapidly to make sure that your  insurance company processes your just claims quickly and completely  instead of finding excuses to delay or reject them.

Our  law firm is committed to helping clients resolve property damage  insurance claims disputes. We are available to assist you if you believe  your insurance claim may have been wrongfully denied, underpaid, or you  have been offered an insufficient settlement. Potentially, this can  amount to a claim for insurance bad faith. Some insurance companies  routinely deny, delay and/or underpay 

policyholders’ property damage  claims. 

WHAT IS INSURANCE BAD FAITH IN FLORIDA?

Under  Florida law, “insurance bad faith” is defined as an insurance company’s  failure to fairly settle a claim. The most common ways that insurance  companies improperly adjust claims are by:

· Unreasonably delaying a claim;

· Misrepresenting policy coverage; 

· Denying legitimate claims

· Demands that a claimant unreasonably provide documents or perform certain actions

· Refusing to timely and fairly settle a covered claim

The  reality is that some insurance companies are relentless in consistently  finding ways to challenge legitimate claims for the sake of profits.  Other bad faith claims arise out of claims examiners’ negligence or  misconduct in reviewing them. In either case, it is important that you  retain an experienced insurance bad faith claims attorney as soon as you  suspect you may be the victim of bad faith.

HOLDING INSURANCE COMPANIES ACCOUNTABLE

The  deceptive practices of some insurance companies are a major source of  revenue for them. The more expensive it is to pay out on a legitimate  claim, the more likely it is that an insurance company will refuse to do  so. In fact, some insurance companies routinely attempt to challenge  expensive claims on invalid grounds, sometimes even leveling baseless  allegations of “fraud” at their policyholders. It makes us angry to see  insurance companies using their policyholders’ unfamiliarity with the  complexities of Florida insurance law to their own financial advantage.  That is exactly why we make it our mission to prevent them from doing  so, and to hold them accountable when their tactics cross the line.

Under  Florida law, an insurance policyholder has a bad faith claim against  his or her insurance company when the company fails to act in good faith  to properly adjust or settle a claim in a timely manner. If these facts  apply, policyholders may take this action even if they have received  some payment from their insurance company on their claim. To make such a  claim, the policyholder must demonstrate that the insurance company  acted unfairly. Because of the frequent claims in Florida due to  numerous storms and other hazards, and because disputes can often arise  between insurance policy holders and insurance companies regarding these  claims, bad faith insurance issues frequently arise in Florida. 

Let us begin working now to hold your insurance company accountable. The sooner you act, the sooner we can hold claims examiners and the  insurance companies that employ them accountable for denying, delaying,  and/or reducing your claim in bad faith. We make it a cornerstone of our  legal practice to understand the specific circumstances of a case so we  can adopt our legal approach accordingly instead of relying on  cut-and-paste, generic methods of litigation. If you have properly  established a bad faith claim, the insurance company can be required to pay some or all of your attorneys’ fees for the necessity of having had to take that step. 

We  know Florida law forwards and backwards when it comes to the loopholes  and ambiguities exploited by claims examiners and we promise to do  everything in our legal power to bring your case to a swift and smooth  conclusion. If we need to take your case to trial, we have the expertise  and zeal needed in the courtroom. We are proud of our track record,  having achieved financial justice for our clients, and we want to do the  same for you.

Do  not waste more time in unproductive exchanges with dishonest claims  examiners. Speak to a determined Florida insurance bad faith claims  lawyer today to get moving toward getting your claim resolved fairly and  quickly. Having a strong insurance bad faith law firm on your side will  often make a difference in the early outcome. If your insurance company  understands that it faces costly litigation, it is likely to be more  agreeable to resolving your claim quickly. Unless you have a  knowledgeable attorney in your corner, your insurance company will have a  major advantage. Insurance companies are familiar with their rights and  have their own experienced attorneys. The average homeowner making an  insurance claim normally has none of these advantages or this  experience. 

INSURANCE CLAIM DELAYED, UNDERPAID OR DENIED IN FLORIDA?

If  you are having difficulty with a delayed, underpaid or denied claim,  having an effective insurance bad faith attorney representing you will  level the playing field between you and your insurance company. Contact  us today and put yourself on equal footing so we can help you to achieve  that to which you are entitled under the law. 

Call the Law Offices of Margery E. Golant, P.A. at 954-943-8444 to speak  with a dedicated and experienced Florida insurance claims and litigation  lawyer. We can answer any questions you may have.